How to Prepare to Buy a New Car from Our Honda Dealership

New Honda Car

While you may be eager to see yourself behind the wheel of a new car, you also want to ensure you’re ready for this significant purchase or lease. Before visiting our Honda dealership, there are some things worth thinking through. Once you have done your homework, it’s time to visit Pacific Honda.

Finance Options

Before you choose a model, we suggest crunching your budget numbers and pre-qualifying for Honda financing. The purpose here is twofold: on the one hand, you don’t want the monthly expense to be a burden, but on the other, you’ll often find you qualify for more than you thought, giving you a more comprehensive range of models and trim choices.

Besides deciding between a loan or lease – which your Honda dealer can help with – you also want to consider how either payment fits your budget. The 20/4/10 rule helps with this.

  • 20: Your down payment should be 20 percent of the sale price. Don’t forget that your existing car’s trade-in value can make up a significant part of this!
  • 4: Your loan term should be no longer than four years (48 months). While you can opt for a longer term, shorter durations mean faster repayment and lower costs over the life of the loan.
  • 10: Your monthly transportation expenses – car payments, gas, insurance, tolls, and the like – should not exceed 10 percent of your income.

Choose Your Vehicle

The Honda brand boasts a diverse lineup, so whether you’re in the market for a new Honda car, there is sure to be an excellent option for you. If you’re driving solo or only bringing a few friends along for the ride, a smaller model like the Honda Civic or Honda HR-V is an excellent choice. If, on the other hand, you need a family car, a larger model like the Honda Accord or Honda CR-V could be perfect for you.

Features and Amenities

Each model comes in multiple trim levels, each equipped differently. If fuel economy is a high priority, you may choose a hybrid model. If you want advanced technology or luxury features that pamper you and your passengers, a higher-trim model like the Honda Pilot Elite is worth exploring. Come prepared to test-drive multiple models and trims so you get everything you want and need from your vehicle.

Find the Right Honda Vehicle at Pacific Honda

Questions are common during any car-buying journey. We encourage you to bring yours to Pacific Honda, where you will find answers you can trust. Once you’re confident in your preparedness, we’ll help you set up a test drive of a model you will love!