Finance Your Honda Car at Pacific Honda
There’s never been a better time to get behind the wheel of a new Honda vehicle. At Pacific Honda, we’re proud to showcase a wide selection of new, pre-owned, and certified pre-owned Honda cars and trucks for local drivers to choose from. What’s more, our knowledgeable team of vehicle consultants is eager to help car buyers through the entire shopping process, including vehicle financing. So don’t delay - our team is here to help.
Still, if you have concerns about vehicle financing, know that our store is keen to provide easy-to-understand resources and educate our loyal customers on the vehicle financing process. A great first step is to make sure you’re comfortable with the basics of how credit works and prepare in advance for your trip to the dealership. By doing so, you’ll be sure to set yourself up for a successful, stress-free car buying experience.
One of the most basic elements of credit is your credit score. This is a number assigned by the three major credit bureaus that’s used by lenders to decide how reliable borrowers are. In effect, it indicates how big of a loan you may be eligible for when purchasing a new or pre-owned Honda vehicle. Credit scores are influenced by several factors, including credit utilization, age of credit history, and payment history, among others. It’s a good idea to find out your credit score before you start shopping, as well as to get pre-approved for financing a Honda. Shoppers who choose to skip the pre-approval process may find themselves submitting several credit applications to different lenders, which can negatively impact their credit score due to extra hard credit pulls.
Handy resources like our Honda payment calculator can help car buyers understand their expected monthly payments, loan terms, and interest rates. Essentially, these tools give shoppers a broad sense of whether they’re able to afford a new 2016 Honda CR-V or if a high quality pre-owned Honda vehicle may be a better fit for their budget. However, it’s important to remember that specific loan details often change based on a range of factors, such as vehicle trade-in value and current market rates. Because of this, it’s always best to meet with a dealership staff member in person to discuss terms.
To test drive our wonderful selection of Honda vehicles and get the ball rolling on the vehicle financing process, stop by our San Diego Honda dealership today. We’re available seven days a week and conveniently located at 4761 Convoy Street. Stop in and see us or give us a call so we can get you pre-approved for your next big purchase!