credit-check


Finance Your Honda Car at Pacific Honda

Here at Pacific Honda, we do our best to help you at every stage of the car buying process. That includes helping you with all of your Honda financing needs. If this is your first time buying a car, you might have a few questions. Whether you're shopping for a new car or a pre-owned crossover, we can help you out at each step of the way.

Before you set foot in our San Diego Honda dealership, it's important to know your credit score. This three digit number can have a big effect on your financing terms and determine how much you can ultimately afford to spend on a new 2017 Honda model. Your credit score is determined by a few factors, including how much debt you have and if you make payments on time. Other factors that can have an effect on your credit score include the length of your credit history and how you use your credit. Drivers with a better history can secure better financing terms because banks think that they're more likely to pay back a loan.

We also make it easier to learn about the financing process and calculate your monthly payments on our website. Whether you're buying a new or pre-owned Honda vehicle, you can get a better idea about how a car payment will fit into your monthly budget. Just plug in some information, like the price of the vehicle you would like to buy, the down payment you plan to make, and the interest rate.

You can also set the length of the loan term, from 12 months to 96 months, when using this tool. A longer loan term means a lower payment each month, but you could end up paying more in interest over time. Our online payment calculator even lets you plug in the value of your trade-in vehicle. We've made it easy to understand the car financing process and see how a Honda vehicle fits into your budget.

So no matter what kind of new or pre-owned car you're in the market for, visit our Honda dealership near Lemon Grove, CA today. Our dealers are ready to answer any of your questions and we're here to assist with any of your Honda financing needs. We hope to see you soon for a test drive!